Use reliable income
Exclude uncertain freelance, bonus or hoped-for future income from the safe case.
FREE TRANSITION PLANNER
Career Change Runway Calculator
Understand the financial gap before treating a career change as a leap.
Boundary: this is a simple planning estimate, not financial advice or a recommendation to leave a job.
ASSUMPTION-BASED CALCULATOR
Estimate a transition runway
Use conservative figures to see how long your savings might cover the gap between essential monthly costs and reliable income while you test a career change.
Important: this is arithmetic, not financial advice or permission to resign. Keep taxes, debt, dependants, healthcare and an emergency reserve outside the optimistic case.
Use runway as a guardrail
Protect obligations
Keep debt, taxes, healthcare, dependants and an emergency reserve visible.
Test before escalating
Build evidence through a project or conversation before making an irreversible move.